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Top Things to Consider when Creating a Budget for Moving

Various expenses are an inherent part of moving—some costs you could plan for while others might surprise you. It’s vital that you plan well so that you could stay on top of your moving budget and your timeline. Here are some important things to take into account when creating your budget: Choose How You Want to Transport Your Belongings Do you want to do everything DIY style or hire a professional mover?...

Comparing a 30-year Mortgage with a 15-year Loan: Which Is Better?

A 30-year mortgage has a lower monthly payment than a 15-year mortgage. Conversely, the shorter home loan has a lower interest rate than the longer mortgage. Best of Both Worlds According to VIP Mortgage, mortgage expert in Tempe, some borrowers seek to enjoy the best that each kind of mortgage offers. Instead of committing to 15-year home loans, they take out a longer mortgage. They then speed up the payments...

Have a Hard Money Lender on Speed Dial — Here’s Why

If you play your cards right, investing in the real estate market can be your ticket to great wealth. In addition to having an excellent strategy, you need the ability to cash in on opportunities as they arise, residential hard money lenders in Florida note. That means you need access to capital at the drop of a hat. Sometimes, the speed at which conventional lenders move, or their stringent conditions, can...

The Lowdown on TIC Property

TIC property is a tenancy in common. This means more than one person will own the property. Each one will have a share in the property. The size of the share will depend on how much money the co-owner will put in to buy the property. The size of the share will also affect how much each co-owner pays for taxes, and how much each one will receive in profits. It is not the same as joint tenancy. In a TIC, when...

Why Some Auto Loan Borrowers Pay for More Interest than Others Do?

An auto loan may be a bad debt, but it’s nonetheless a necessary, and therefore practically unavoidable, one. A vehicle (new or used) isn’t an investment as its value drops significantly after driving it off the lot. However, you can’t have it because it’s perhaps the most reliable mode of transportation to go to work or run errands. The real problem, though, is that many South Carolinians buy...

Build Your Creditworthiness With 2 Simple Moves

Qualifying for the best mortgage rate can save you tens of thousand dollars through the loan’s life. It is necessary to understand your lender’s needs and be sure to fulfill them to enjoy a better deal. Mortgage lenders are in the business of lending money and losing out on their investment is not an option. You must prove to your lender you can service your loan before they can approve your mortgage...

Business Expansion Loan for First Timers

Someone who wants to open a business for the first time would generally apply for a business loan. There are challenges faced when doing so, and most of the time, such applications are turned down. However, if you have an existing business and would want to expand further, applying for a loan is also one of the ways to attain growth. Like other business ventures and process, there is always a first time, be...

Why Most People Don’t Qualify for 15-Year, Fixed-Rate Mortgages?

Financial experts say you shouldn’t buy a house until you qualify for a 15-year, fixed-rate mortgage. Although this statement holds true, many Americans don’t make the cut. The 30-year kind exists to serve most of those that dreamed, tried, and failed to benefit from the gains the 15-year home loan promises. Why does the 15-year, fixed-rate mortgage approval elude most people? Any experienced mortgage broker...

How to Improve your Hospital’s Revenue Cycle Management

There are three things that most hospitals deal with that makes revenue cycle management challenging for them: patient debt, volatile healthcare market, and rising provider costs. This can make it difficult for them to keep up, which often leads to a messed up revenue cycle management and financial loss. Luckily for hospital owners, there are revenue cycle management companies that offer excellent services....

Home Buying 101: Should You Buy Title Insurance?

When purchasing a house, you’d probably need to decide if you’re going to purchase title insurance or not. This kind of insurance policy is different from private mortgage insurance and homeowners insurance. Below you’ll find what title insurance is, how it works, and whether you should have one or not. What exactly is title insurance? Title insurance safeguards you from any financial loss associated...